In 2013, keep your finances in order with the following tips to creatively stretch and save more of your paycheck. Whether this means simply being more informed or actively pre-planning an outing, you can squirrel away enough money by streamlining your spending to stretch your budget in 2013. Start the new year well by setting yourself up for success.
Tag: Budgeting and Finances
Five Tips for Building Good Credit
Elise from Dover, DE, asks, “I started college this year. I’m starting to hear more people talk about how it’s important to have good credit, but I don’t know the first thing about finances. Any tips?”
Are Payday Loans a Good Idea?
Bill from Detroit, MI, asks "There's a check cashing and payday loan store near my office and it seems like an easy way to get quick cash. But my neighbor said she had trouble with the loan got there. What do you about payday loans."
Career Catch-22: What to Do When a Promotion Threatens Your Benefits
Eloise from Naples, FL, asks, “I just got offered a promotion, but if I take it, I’ll lose my housing benefit. I don’t think I can swing rent on my own in this city. What are my options?"
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Community College Increases Career and Financial Prospects
Jeannie from Charleston, WV, asks, “I’m employed but my job doesn’t pay enough to keep up with my household expenses. How do I find out about training opportunities that can help me get into a job that pays higher wages?”
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Six Questions to Consider before Starting Your Own Business
June from San Francisco, CA, asks: "I have a job that doesn’t really challenge me. I have great ideas for a new business, but need help getting started. How would I begin to get this idea off the ground?"
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Buying a Car Makes Sense for Some Job Seekers
Tamika in Atlanta asks, “Are there any ways to get help buying a car so I can have more job opportunities available to me?”
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How to Budget While Looking for a Job
In today’s challenging job market, looking for work can take a hit on more than your morale. Keeping up with your bills and basic living expenses without a steady stream of income can lead you to feel overwhelmed and uncertain about how to make ends meet. Fortunately, whether you’ve lost your job or are having a hard time getting your foot in door for the first time, there are steps you can take to manage your finances without incurring large amounts of debt and stress.
Manage Your Bills by Claiming Public Benefits
According to the Urban Institute, 25 percent of American households do not claim benefits for which they are eligible. In tough economic times, many of us can greatly benefit from public benefits. Whether you are looking to pay your medical bills, increase take-home pay, afford reliable transportation, or earn education credentials, public benefits can help you cover the basic needs for you and your family.
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Smart Money-Saving Tips for College Graduates
For recent college graduates, May can be a time of both excitement and dread. Enthusiasm over building a new career can be tempered by the reality of paying off student loans and handling the never-ending bills. Creating a financial plan can help new graduates manage the stress associated with managing money. Whether you've recently received your diploma or know someone who has, there are many resources available to help individuals start the new chapter of their lives on the right financial foot.
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