Saving for a rainy day is conventional wisdom that is too often ignored. In these times of uncertainty, having funds to tide a family over during a period of joblessness is more important than ever. With the right strategies, you can begin to put money aside before the storm clouds start to appear.
Tag: Budgeting and Finances
Tax Time Tips to File Your Return and Get the Greatest Refund
It’s that time of year again – March is upon us and the IRS April 18 deadline to file your tax return is only five weeks away. It's time to gather up all your documents, complete your paperwork and make the most of your tax refund this year. Goodwill offers some timely tips to make the filing process easier and ensure you get all the money back you deserve this tax season.
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Balance Career, Family and Finances as a Single Mother
Balancing a career, family and finances is one of the biggest challenges facing single mothers today. According to the Women's Economic Security Campaign, the unemployment rate for women who maintain families was 11.3 percent in 2010—the highest rate in the past 25 years. As single mothers look to find jobs and support their families, Goodwill can offer a range of services to help families achieve economic self-sufficiency.
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The Earned Income Tax Credit Puts Money In Your Pocket
Did you know you could be eligible to get more money back -- as much as $5,666 -- from the Internal Revenue Service (IRS) this tax season? That is money you can use to boost your savings, build your assets, and help you pay for other important household and medical expenses.
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Do You Have a Dream? Let Goodwill Help You Live It
On Martin Luther King Day, we remember the legacy of an American who dreamed of equality, justice and peace in our country. Here at Goodwill, we also take this day to reflect back on our founder Edgar Helms, who had a similar dream to create equal opportunity for all people - his dream was to eliminate barriers to employment and help people in need reach their fullest potential through the power of work.
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Twelve Tips to Save Money in 2011
Though the holidays are over, the bills linger into the new year. If you’re living paycheck to paycheck — or even if you're able to save a little money — you’ve probably found yourself looking for new and creative ways to make the most of your current funds. There are always tricks to stretch your dollar, but often simple changes in your habits make the real difference. From changing your entertainment routine to being more aware of your cash flow, here are 12 ways you can stretch your budget heading into 2011.
How to Budget for Your Holiday Shopping
The holidays are upon us again - store shelves are stocked, holiday tunes are playing and malls are full of shoppers in search of something special. It can be an expensive time of year. Americans spend around $700 during the holiday season on purchases such as gifts, meals, decorations and postage. That’s money you may not have available in your monthly budget. To get the most out of your holidays, we offer you some advice to help curb your holiday spending without sacrificing the spirit of giving.
Tips to Avoid Foreclosure and Keep Your Home
You’ve worked hard to own your home. If you are having problems paying your bills, take advantage of the many resources that can help you reduce the amount of your monthly payments and refinance your mortgage. The mortgage modification option calls for mortgage providers to reduce a qualifying homeowner’s monthly mortgage payment to no more than 38 percent of the homeowner’s pre-tax income. Refinancing may also be an option if your home has little to no equity and if the foreclosure costs would be higher than the expensies to modify your mortgage.
